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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,270 | $165,399+117.8% | $149,745+140.6% | $158,982+126.6% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 28.15% | 348.34%-320.2pp | 276.72%-248.6pp | 302.99%-274.8pp |
| Employer contribution / active EE | $416 | $5,105-91.9% | $4,646-91.1% | $4,763-91.3% |
| Participant deferral / active EE | $4,157 | $7,183-42.1% | $6,843-39.2% | $5,983-30.5% |
| Admin fee / account holder | $13,488 | $10,811+24.8% | $9,312+44.8% | $11,252+19.9% |