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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,698 | $86,938+8.9% | $102,423-7.5% | $80,925+17.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | -5.45% | 18.89%-24.3pp | 29.42%-34.9pp | 35.65%-41.1pp |
| Employer contribution / active EE | $1,760 | $2,369-25.7% | $3,023-41.8% | $2,756-36.1% |
| Participant deferral / active EE | $3,816 | $4,120-7.4% | $5,054-24.5% | $4,299-11.2% |
| Admin fee / account holder | $7,747 | $8,053-3.8% | $9,455-18.1% | $6,940+11.6% |