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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,698 | $86,922+8.9% | $102,438-7.6% | $80,874+17.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | -5.45% | 18.90%-24.3pp | 29.37%-34.8pp | 35.62%-41.1pp |
| Employer contribution / active EE | $1,760 | $2,369-25.7% | $3,024-41.8% | $2,756-36.1% |
| Participant deferral / active EE | $3,816 | $4,119-7.3% | $5,054-24.5% | $4,297-11.2% |
| Admin fee / account holder | $7,747 | $8,050-3.8% | $9,448-18.0% | $6,935+11.7% |