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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,974 | $62,589-34.5% | $76,768-46.6% | $64,173-36.2% |
| Participation rate | 84.2% | 72.8%+11.4pp | 77.0%+7.2pp | 69.6%+14.6pp |
| Annual return | -2.67% | -1.95%-0.7pp | 2.43%-5.1pp | 7.63%-10.3pp |
| Employer contribution / active EE | $746 | $1,832-59.3% | $2,485-70.0% | $2,381-68.7% |
| Participant deferral / active EE | $1,391 | $3,145-55.8% | $3,852-63.9% | $3,470-59.9% |
| Admin fee / account holder | $7,405 | $4,667+58.7% | $6,675+10.9% | $4,887+51.5% |