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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,414 | $65,704+95.4% | $94,229+36.3% | $59,633+115.3% |
| Participation rate | 77.6% | 72.1%+5.5pp | 78.8%-1.2pp | 68.7%+8.9pp |
| Annual return | -2.09% | 5.22%-7.3pp | 10.68%-12.8pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $3,587-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,056 | $3,143+60.9% | $4,320+17.0% | $3,192+58.4% |
| Admin fee / account holder | $12,197 | $4,265+186.0% | $6,269+94.6% | $4,297+183.9% |