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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,050 | $83,485+133.6% | $125,195+55.8% | $72,976+167.3% |
| Participation rate | 78.0% | 73.3%+4.7pp | 79.8%-1.8pp | 69.5%+8.5pp |
| Annual return | 35.61% | 25.77%+9.8pp | 43.79%-8.2pp | 81.02%-45.4pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,642 | $3,586+85.2% | $4,937+34.5% | $3,608+84.1% |
| Admin fee / account holder | $47,192 | $5,518+755.2% | $9,704+386.3% | $5,124+821.0% |