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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,244 | $91,559+126.4% | $133,978+54.7% | $79,856+159.5% |
| Participation rate | 76.0% | 73.3%+2.7pp | 79.8%-3.8pp | 69.6%+6.4pp |
| Annual return | 10.21% | 61.85%-51.6pp | 45.10%-34.9pp | 31.71%-21.5pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,188 | $3,734+92.5% | $5,047+42.4% | $3,741+92.2% |
| Admin fee / account holder | $11,498 | $6,321+81.9% | $8,930+28.8% | $5,306+116.7% |