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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,610 | $93,598+116.5% | $135,974+49.0% | $75,173+169.5% |
| Participation rate | 77.3% | 75.2%+2.1pp | 81.9%-4.6pp | 67.2%+10.1pp |
| Annual return | 16.50% | 30.89%-14.4pp | 68.30%-51.8pp | 160.72%-144.2pp |
| Employer contribution / active EE | $2,050 | $3,538-42.0% | $4,859-57.8% | $2,671-23.2% |
| Participant deferral / active EE | $7,316 | $6,405+14.2% | $7,760-5.7% | $4,126+77.3% |
| Admin fee / account holder | $12,769 | $6,978+83.0% | $10,767+18.6% | $5,651+126.0% |