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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,960 | $89,370+83.5% | $141,197+16.1% | $72,976+124.7% |
| Participation rate | 78.4% | 75.1%+3.2pp | 82.5%-4.1pp | 69.5%+8.9pp |
| Annual return | 60.17% | 111.88%-51.7pp | 71.41%-11.2pp | 81.02%-20.8pp |
| Employer contribution / active EE | $2,133 | $3,115-31.5% | $4,736-55.0% | $2,440-12.6% |
| Participant deferral / active EE | $6,971 | $5,419+28.6% | $6,710+3.9% | $3,608+93.2% |
| Admin fee / account holder | $16,257 | $5,957+172.9% | $10,265+58.4% | $5,124+217.3% |