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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,280 | $98,760+134.2% | $149,715+54.5% | $79,858+189.6% |
| Participation rate | 84.4% | 75.8%+8.6pp | 82.5%+1.9pp | 69.6%+14.7pp |
| Annual return | 18.21% | 27.43%-9.2pp | 276.66%-258.5pp | 31.72%-13.5pp |
| Employer contribution / active EE | $2,197 | $3,217-31.7% | $4,645-52.7% | $2,471-11.1% |
| Participant deferral / active EE | $6,921 | $5,681+21.8% | $6,842+1.2% | $3,740+85.0% |
| Admin fee / account holder | $5,524 | $6,053-8.7% | $9,310-40.7% | $5,306+4.1% |