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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,723 | $82,678+118.6% | $125,391+44.1% | $68,490+163.9% |
| Participation rate | 71.7% | 75.1%-3.3pp | 82.4%-10.6pp | 67.9%+3.8pp |
| Annual return | -14.88% | -5.97%-8.9pp | 572.41%-587.3pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,990 | $3,382-41.2% | $4,816-58.7% | $2,597-23.4% |
| Participant deferral / active EE | $6,431 | $6,111+5.2% | $7,448-13.7% | $4,028+59.7% |
| Admin fee / account holder | $15,586 | $6,277+148.3% | $10,009+55.7% | $5,403+188.5% |