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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,752 | $123,478+45.6% | $216,567-17.0% | $94,015+91.2% |
| Participation rate | 77.8% | 75.1%+2.7pp | 81.6%-3.9pp | 70.8%+7.0pp |
| Annual return | 16.36% | 23.61%-7.2pp | 12.94%+3.4pp | 17.84%-1.5pp |
| Employer contribution / active EE | $2,101 | $3,136-33.0% | $5,216-59.7% | $2,790-24.7% |
| Participant deferral / active EE | $3,604 | $4,556-20.9% | $6,191-41.8% | $4,249-15.2% |
| Admin fee / account holder | $3,983 | $12,753-68.8% | $21,981-81.9% | $8,951-55.5% |