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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,365 | $77,638+118.1% | $156,551+8.2% | $62,881+169.3% |
| Participation rate | 75.0% | 71.2%+3.8pp | 84.0%-9.0pp | 69.3%+5.7pp |
| Annual return | 4.28% | 50.33%-46.0pp | 32.23%-28.0pp | 20.14%-15.9pp |
| Employer contribution / active EE | $1,157 | $3,444-66.4% | $5,501-79.0% | $2,281-49.3% |
| Participant deferral / active EE | $6,198 | $3,046+103.5% | $4,871+27.2% | $3,203+93.5% |
| Admin fee / account holder | $3,385 | $5,561-39.1% | $13,028-74.0% | $4,296-21.2% |