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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,968 | $95,406+147.3% | $185,849+27.0% | $85,847+174.9% |
| Participation rate | 65.4% | 68.8%-3.4pp | 81.7%-16.3pp | 69.3%-3.9pp |
| Annual return | 13.44% | 23.59%-10.1pp | 122.10%-108.7pp | 318.61%-305.2pp |
| Employer contribution / active EE | $1,108 | $3,314-66.6% | $5,169-78.6% | $2,565-56.8% |
| Participant deferral / active EE | $6,142 | $3,424+79.4% | $5,569+10.3% | $3,952+55.4% |
| Admin fee / account holder | $49,808 | $7,214+590.4% | $16,244+206.6% | $6,261+695.6% |