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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,015 | $183,592-13.9% | $155,574+1.6% | $145,877+8.3% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 14.00% | 61.37%-47.4pp | 64.87%-50.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,003 | $5,317-81.1% | $4,676-78.6% | $4,663-78.5% |
| Participant deferral / active EE | $5,008 | $6,466-22.5% | $5,629-11.0% | $6,691-25.1% |
| Admin fee / account holder | $63,636 | $19,316+229.4% | $15,914+299.9% | $13,402+374.8% |