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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,948 | $209,422+66.1% | $178,503+94.9% | $158,982+118.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.68% | 188.81%-182.1pp | 151.12%-144.4pp | 302.99%-296.3pp |
| Employer contribution / active EE | $4,743 | $5,707-16.9% | $5,011-5.3% | $4,763-0.4% |
| Participant deferral / active EE | $5,099 | $5,955-14.4% | $5,202-2.0% | $5,983-14.8% |
| Admin fee / account holder | $5,486 | $17,079-67.9% | $13,987-60.8% | $11,252-51.2% |