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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $668,842 | $167,353+299.7% | $143,797+365.1% | $134,545+397.1% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -9.60% | 0.48%-10.1pp | -0.04%-9.6pp | 418.37%-428.0pp |
| Employer contribution / active EE | $4,497 | $5,620-20.0% | $4,952-9.2% | $4,742-5.2% |
| Participant deferral / active EE | $6,378 | $6,447-1.1% | $5,638+13.1% | $6,401-0.4% |
| Admin fee / account holder | $7,223 | $18,096-60.1% | $14,679-50.8% | $11,431-36.8% |