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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,152 | $175,259+70.1% | $149,723+99.1% | $139,487+113.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.17% | 166.82%-154.7pp | 134.50%-122.3pp | 373.84%-361.7pp |
| Employer contribution / active EE | $4,374 | $5,478-20.2% | $4,821-9.3% | $4,755-8.0% |
| Participant deferral / active EE | $4,838 | $6,522-25.8% | $5,682-14.9% | $6,713-27.9% |
| Admin fee / account holder | $1,504 | $16,158-90.7% | $13,215-88.6% | $11,407-86.8% |