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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,430 | $88,707-89.4% | $74,184-87.3% | $273,972-96.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.65% | 11.94%-7.3pp | 17.74%-13.1pp | 41.46%-36.8pp |
| Employer contribution / active EE | $852 | $3,159-73.0% | $2,370-64.0% | $4,869-82.5% |
| Participant deferral / active EE | $416 | $4,212-90.1% | $3,550-88.3% | $5,287-92.1% |
| Admin fee / account holder | $3,158 | $8,717-63.8% | $5,586-43.5% | $10,133-68.8% |