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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,209 | $103,393-79.5% | $87,103-75.7% | $152,909-86.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 15.75% | 28.10%-12.4pp | 28.19%-12.4pp | 345.46%-329.7pp |
| Employer contribution / active EE | $1,480 | $3,221-54.1% | $2,521-41.3% | $4,764-68.9% |
| Participant deferral / active EE | $433 | $4,778-90.9% | $4,049-89.3% | $5,851-92.6% |
| Admin fee / account holder | $650 | $12,195-94.7% | $7,491-91.3% | $11,601-94.4% |