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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,375 | $92,219-81.2% | $76,767-77.4% | $135,380-87.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -3.68% | 5.46%-9.1pp | 2.43%-6.1pp | 519.81%-523.5pp |
| Employer contribution / active EE | $1,536 | $3,216-52.3% | $2,485-38.2% | $4,779-67.9% |
| Participant deferral / active EE | $433 | $4,508-90.4% | $3,852-88.7% | $5,609-92.3% |
| Admin fee / account holder | $593 | $10,749-94.5% | $6,675-91.1% | $10,828-94.5% |