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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,773 | $124,425-64.0% | $112,040-60.0% | $137,256-67.4% |
| Participation rate | 84.6% | 79.3%+5.3pp | 76.5%+8.1pp | 80.0%+4.7pp |
| Annual return | 1.46% | 24.72%-23.3pp | 24.52%-23.1pp | 220.34%-218.9pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,094 | $5,718-45.9% | $5,098-39.3% | $6,407-51.7% |
| Admin fee / account holder | $7,495 | $15,207-50.7% | $12,098-38.0% | $12,270-38.9% |