Filed October 6, 2009 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALPINE BANK & TRUST CO. Service code 15 · EIN 36-2476850 | Recordkeeping | $26,908 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,891 | $46,173+66.5% | $170,442-54.9% | $69,631+10.4% |
| Participation rate | 11.5% | 63.9%-52.4pp | 83.6%-72.1pp | 70.7%-59.2pp |
| Annual return | 12.74% | 21.62%-8.9pp | 205.93%-193.2pp | 27571.02%-27558.3pp |
| Employer contribution / active EE | $235 | $1,610-85.4% | $5,433-95.7% | $2,032-88.5% |
| Participant deferral / active EE | $683 | $2,080-67.2% | $4,939-86.2% | $3,224-78.8% |
| Admin fee / account holder | $517 | $116+346.2% | $13,880-96.3% | $110+368.6% |