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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,206 | $61,125+343.7% | $94,057+188.3% | $87,485+210.0% |
| Participation rate | 91.1% | 64.1%+27.0pp | 73.3%+17.8pp | 68.9%+22.2pp |
| Annual return | 13.82% | 35.20%-21.4pp | 480.62%-466.8pp | 26.06%-12.2pp |
| Employer contribution / active EE | $5,290 | $2,136+147.6% | $2,933+80.4% | $2,596+103.8% |
| Participant deferral / active EE | $8,266 | $3,260+153.6% | $4,709+75.5% | $4,274+93.4% |
| Admin fee / account holder | $3,989 | $5,629-29.1% | $7,244-44.9% | $7,775-48.7% |