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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,206 | $69,590+289.7% | $136,867+98.2% | $94,015+188.5% |
| Participation rate | 91.1% | 66.3%+24.8pp | 74.5%+16.6pp | 70.8%+20.3pp |
| Annual return | 13.82% | 19.62%-5.8pp | 42.97%-29.1pp | 17.84%-4.0pp |
| Employer contribution / active EE | $5,290 | $2,396+120.7% | $3,547+49.1% | $2,790+89.6% |
| Participant deferral / active EE | $8,266 | $3,437+140.5% | $4,924+67.9% | $4,249+94.5% |
| Admin fee / account holder | $3,989 | $8,912-55.2% | $10,340-61.4% | $8,951-55.4% |