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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,206 | $51,638+425.2% | $68,368+296.7% | $82,448+228.9% |
| Participation rate | 91.1% | 63.6%+27.5pp | 73.8%+17.4pp | 68.1%+23.0pp |
| Annual return | 13.82% | 37.53%-23.7pp | 292.57%-278.8pp | 41.64%-27.8pp |
| Employer contribution / active EE | $5,290 | $2,047+158.5% | $2,649+99.7% | $2,551+107.4% |
| Participant deferral / active EE | $8,266 | $2,914+183.7% | $4,123+100.5% | $4,139+99.7% |
| Admin fee / account holder | $3,989 | $4,643-14.1% | $5,150-22.5% | $7,234-44.9% |