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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $596,887 | $178,174+235.0% | $156,181+282.2% | $137,256+334.9% |
| Participation rate | 90.5% | 82.0%+8.4pp | 78.8%+11.6pp | 80.0%+10.5pp |
| Annual return | 19.05% | 84.19%-65.1pp | 64.87%-45.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $3,643 | $4,972-26.7% | $4,294-15.2% | $4,156-12.3% |
| Participant deferral / active EE | $9,842 | $6,888+42.9% | $6,132+60.5% | $6,407+53.6% |
| Admin fee / account holder | $1,316 | $17,404-92.4% | $14,586-91.0% | $12,270-89.3% |