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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,208 | $152,612+119.0% | $125,192+167.0% | $152,897+118.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 19.90% | 54.85%-34.9pp | 43.79%-23.9pp | 345.43%-325.5pp |
| Employer contribution / active EE | $3,479 | $4,947-29.7% | $3,866-10.0% | $4,764-27.0% |
| Participant deferral / active EE | $8,939 | $5,868+52.3% | $4,937+81.1% | $5,851+52.8% |
| Admin fee / account holder | $1,693 | $13,437-87.4% | $9,704-82.6% | $11,599-85.4% |