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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,055 | $105,623-21.4% | $87,502-5.1% | $273,972-69.7% |
| Participation rate | 66.7% | 78.2%-11.5pp | 73.8%-7.2pp | 83.0%-16.3pp |
| Annual return | 9.59% | 12.26%-2.7pp | 12.21%-2.6pp | 41.46%-31.9pp |
| Employer contribution / active EE | $1,170 | $3,141-62.8% | $2,550-54.1% | $4,869-76.0% |
| Participant deferral / active EE | $1,827 | $3,601-49.3% | $3,149-42.0% | $5,287-65.4% |
| Admin fee / account holder | $753 | $4,781-84.3% | $4,221-82.2% | $10,133-92.6% |