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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,614 | $106,557+26.3% | $91,227+47.6% | $134,545+0.1% |
| Participation rate | 57.1% | 76.8%-19.7pp | 73.2%-16.1pp | 81.2%-24.1pp |
| Annual return | -17.11% | 160.81%-177.9pp | 114.14%-131.3pp | 418.37%-435.5pp |
| Employer contribution / active EE | $1,499 | $3,332-55.0% | $2,851-47.4% | $4,742-68.4% |
| Participant deferral / active EE | $3,296 | $4,719-30.2% | $4,234-22.2% | $6,401-48.5% |
| Admin fee / account holder | $1,161 | $6,235-81.4% | $5,423-78.6% | $11,431-89.8% |