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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,252 | $117,444-0.2% | $99,479+17.9% | $152,909-23.3% |
| Participation rate | 57.1% | 77.5%-20.4pp | 73.8%-16.7pp | 82.5%-25.3pp |
| Annual return | 18.25% | 31.87%-13.6pp | 30.72%-12.5pp | 345.46%-327.2pp |
| Employer contribution / active EE | $1,650 | $3,014-45.3% | $2,540-35.1% | $4,764-65.4% |
| Participant deferral / active EE | $1,939 | $4,086-52.5% | $3,619-46.4% | $5,851-66.9% |
| Admin fee / account holder | $825 | $7,635-89.2% | $6,253-86.8% | $11,601-92.9% |