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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,567 | $76,383-24.6% | $121,663-52.7% | $64,340-10.5% |
| Participation rate | 61.7% | 60.4%+1.3pp | 74.5%-12.8pp | 55.2%+6.5pp |
| Annual return | 13.26% | 16.98%-3.7pp | 147.54%-134.3pp | 24.14%-10.9pp |
| Employer contribution / active EE | $1,066 | $1,943-45.1% | $3,020-64.7% | $1,862-42.7% |
| Participant deferral / active EE | $2,622 | $3,149-16.7% | $4,887-46.3% | $2,980-12.0% |
| Admin fee / account holder | $17,155 | $4,142+314.2% | $14,289+20.1% | $3,703+363.3% |