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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $780,260 |
GOFEN AND GLOSSBERG LLC8+ years Service code 26 · EIN 36-4143109 | Advisory (Participants) | $54,809 |
GEMMER ASSET MANAGEMENT2 years Filed as: GEMMER ASSET MANAGEMENT LLC Service code 26 · EIN 94-3317854 | Advisory (Participants) | $33,525 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT SERVICE Service code 26 · EIN 36-3297908 | Advisory (Participants) | $25,757 |
SAVANT CAPITAL MANAGEMENT2 years Filed as: SAVANT WEALTH MANAGEMENT Service code 26 · EIN 36-3859937 | Advisory (Participants) | $15,235 |
CAPITAL MGMT SERVICES INC2 years Service code 26 · EIN 43-1410129 | Advisory (Participants) | $14,514 |
Filed as: OLD WEST INVESTMENT MANAGEMENT Service code 26 · EIN 26-3225052 | Advisory (Participants) | $14,272 |
BRINKER CAPITAL3 years Filed as: BRINKER CAPITAL INVESTMENTS LL Service code 26 · EIN 32-0070947 | Advisory (Participants) | $14,193 |
Filed as: RAYMOND JAMES & ASSOCIATES INC Service code 26 · EIN 59-1237041 | Advisory (Participants) | $13,087 |
HEINZ GLOBAL ASSET MGMT INC8+ years Service code 26 · EIN 45-2510991 | Advisory (Participants) | $12,457 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,773 | $95,388+146.1% | $125,401+87.2% | $77,906+201.4% |
| Participation rate | 97.2% | 78.6%+18.6pp | 82.4%+14.9pp | 73.7%+23.5pp |
| Annual return | -15.11% | 116.19%-131.3pp | 572.53%-587.6pp | 12.16%-27.3pp |
| Employer contribution / active EE | $10,985 | $3,666+199.6% | $4,816+128.1% | $2,846+285.9% |
| Participant deferral / active EE | $13,036 | $7,711+69.1% | $7,448+75.0% | $4,805+171.3% |
| Admin fee / account holder | $362 | $119+204.2% | $10,008-96.4% | $133+172.7% |