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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,658 | $108,825-34.2% | $156,181-54.1% | $82,448-13.1% |
| Participation rate | 70.0% | 72.4%-2.4pp | 78.8%-8.8pp | 68.1%+1.9pp |
| Annual return | 15.77% | 20.59%-4.8pp | 64.87%-49.1pp | 41.64%-25.9pp |
| Employer contribution / active EE | $562 | $2,870-80.4% | $4,294-86.9% | $2,551-78.0% |
| Participant deferral / active EE | $3,063 | $4,577-33.1% | $6,132-50.0% | $4,139-26.0% |
| Admin fee / account holder | $9,854 | $9,341+5.5% | $14,586-32.4% | $7,234+36.2% |