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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,658 | $123,478-42.0% | $216,567-66.9% | $94,015-23.8% |
| Participation rate | 70.0% | 75.1%-5.1pp | 81.6%-11.6pp | 70.8%-0.8pp |
| Annual return | 15.77% | 23.61%-7.8pp | 12.94%+2.8pp | 17.84%-2.1pp |
| Employer contribution / active EE | $562 | $3,136-82.1% | $5,216-89.2% | $2,790-79.9% |
| Participant deferral / active EE | $3,063 | $4,556-32.8% | $6,191-50.5% | $4,249-27.9% |
| Admin fee / account holder | $9,854 | $12,753-22.7% | $21,981-55.2% | $8,951+10.1% |