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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,658 | $114,712-37.5% | $173,730-58.8% | $87,485-18.1% |
| Participation rate | 70.0% | 73.0%-3.0pp | 79.6%-9.6pp | 68.9%+1.1pp |
| Annual return | 15.77% | 20.18%-4.4pp | 19.96%-4.2pp | 26.06%-10.3pp |
| Employer contribution / active EE | $562 | $2,904-80.7% | $4,577-87.7% | $2,596-78.4% |
| Participant deferral / active EE | $3,063 | $4,642-34.0% | $6,326-51.6% | $4,274-28.3% |
| Admin fee / account holder | $9,854 | $10,210-3.5% | $17,523-43.8% | $7,775+26.7% |