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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,517 | $166,131+35.7% | $164,975+36.7% | $145,877+54.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.85% | 100.37%-84.5pp | 70.12%-54.3pp | 551.28%-535.4pp |
| Employer contribution / active EE | $2,435 | $5,276-53.8% | $4,343-43.9% | $4,663-47.8% |
| Participant deferral / active EE | $10,562 | $6,962+51.7% | $6,033+75.0% | $6,691+57.9% |
| Admin fee / account holder | $1,822 | $16,648-89.1% | $12,688-85.6% | $13,402-86.4% |