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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,062 | $162,812-26.3% | $133,971-10.4% | $158,966-24.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -5.45% | 41.94%-47.4pp | 45.09%-50.5pp | 302.95%-308.4pp |
| Employer contribution / active EE | $2,345 | $4,976-52.9% | $3,919-40.2% | $4,762-50.8% |
| Participant deferral / active EE | $7,698 | $5,910+30.3% | $5,047+52.5% | $5,983+28.7% |
| Admin fee / account holder | $19,643 | $11,741+67.3% | $8,929+120.0% | $11,250+74.6% |