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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,658 | $46,877-62.3% | $122,354-85.6% | $70,126-74.8% |
| Participation rate | 98.7% | 58.2%+40.5pp | 71.6%+27.1pp | 69.5%+29.2pp |
| Annual return | 11.60% | 24.22%-12.6pp | 30.28%-18.7pp | 73.15%-61.5pp |
| Employer contribution / active EE | $1,387 | $1,288+7.7% | $4,051-65.8% | $2,343-40.8% |
| Participant deferral / active EE | $1,732 | $2,167-20.1% | $3,287-47.3% | $3,332-48.0% |
| Admin fee / account holder | $1,050 | $3,324-68.4% | $5,479-80.8% | $4,645-77.4% |