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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,418 | $53,774-45.3% | $134,162-78.1% | $79,856-63.2% |
| Participation rate | 100.0% | 58.8%+41.2pp | 72.2%+27.8pp | 69.6%+30.4pp |
| Annual return | -6.96% | 19.01%-26.0pp | 36.35%-43.3pp | 31.71%-38.7pp |
| Employer contribution / active EE | $1,241 | $1,322-6.1% | $3,705-66.5% | $2,471-49.8% |
| Participant deferral / active EE | $1,782 | $2,420-26.3% | $3,500-49.1% | $3,741-52.4% |
| Admin fee / account holder | $2,700 | $3,985-32.2% | $6,685-59.6% | $5,306-49.1% |