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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,350 | $49,199-20.0% | $121,210-67.5% | $75,177-47.7% |
| Participation rate | 100.0% | 55.4%+44.6pp | 69.5%+30.5pp | 67.2%+32.8pp |
| Annual return | -6.17% | 56.04%-62.2pp | 987.41%-993.6pp | 160.75%-166.9pp |
| Employer contribution / active EE | $1,739 | $1,547+12.4% | $4,171-58.3% | $2,671-34.9% |
| Participant deferral / active EE | $2,840 | $2,630+8.0% | $4,084-30.5% | $4,126-31.2% |
| Admin fee / account holder | $2,736 | $3,946-30.7% | $5,647-51.5% | $5,651-51.6% |