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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,170 | $118,708-75.4% | $98,920-70.5% | $158,982-81.7% |
| Participation rate | 57.1% | 77.8%-20.7pp | 76.0%-18.9pp | 82.0%-24.8pp |
| Annual return | 689.46% | 372.49%+317.0pp | 196.47%+493.0pp | 302.99%+386.5pp |
| Employer contribution / active EE | $928 | $3,334-72.2% | $2,689-65.5% | $4,763-80.5% |
| Participant deferral / active EE | $4,000 | $5,089-21.4% | $4,245-5.8% | $5,983-33.1% |
| Admin fee / account holder | $217 | $10,134-97.9% | $6,643-96.7% | $11,252-98.1% |