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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,205 | $105,866-63.9% | $90,766-57.9% | $134,545-71.6% |
| Participation rate | 60.0% | 78.3%-18.3pp | 75.7%-15.7pp | 81.2%-21.2pp |
| Annual return | -19.21% | -10.99%-8.2pp | -12.16%-7.1pp | 418.37%-437.6pp |
| Employer contribution / active EE | $2,337 | $3,464-32.5% | $2,922-20.0% | $4,742-50.7% |
| Participant deferral / active EE | $4,054 | $5,217-22.3% | $4,565-11.2% | $6,401-36.7% |
| Admin fee / account holder | $0 | $13,938-100.0% | $8,446-100.0% | $11,431-100.0% |