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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,991 | $127,790-67.1% | $106,554-60.6% | $167,553-74.9% |
| Participation rate | 60.0% | 78.3%-18.3pp | 76.1%-16.1pp | 82.1%-22.1pp |
| Annual return | 29.90% | 33.88%-4.0pp | 26.80%+3.1pp | 478.89%-449.0pp |
| Employer contribution / active EE | $5,061 | $3,427+47.7% | $2,819+79.5% | $4,840+4.6% |
| Participant deferral / active EE | $4,977 | $5,088-2.2% | $4,398+13.1% | $6,343-21.5% |
| Admin fee / account holder | $1,006 | $11,231-91.0% | $7,408-86.4% | $12,316-91.8% |