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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,999 | $110,379-48.4% | $102,412-44.3% | $145,884-60.9% |
| Participation rate | 61.1% | 77.9%-16.8pp | 74.5%-13.4pp | 80.3%-19.2pp |
| Annual return | 13.94% | 24.84%-10.9pp | 24.94%-11.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $2,010 | $4,216-52.3% | $3,870-48.1% | $4,662-56.9% |
| Participant deferral / active EE | $3,638 | $5,622-35.3% | $5,060-28.1% | $6,690-45.6% |
| Admin fee / account holder | $1,625 | $9,745-83.3% | $8,388-80.6% | $13,392-87.9% |