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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,347 | $114,119-34.0% | $107,187-29.7% | $138,895-45.8% |
| Participation rate | 61.1% | 78.1%-17.0pp | 75.0%-13.9pp | 79.9%-18.8pp |
| Annual return | 16.84% | 273.21%-256.4pp | 204.55%-187.7pp | 145.39%-128.5pp |
| Employer contribution / active EE | $2,271 | $4,059-44.1% | $3,782-40.0% | $4,194-45.9% |
| Participant deferral / active EE | $3,804 | $5,538-31.3% | $5,096-25.3% | $6,396-40.5% |
| Admin fee / account holder | $6,353 | $10,024-36.6% | $9,162-30.7% | $12,562-49.4% |