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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,004 | $97,761-0.8% | $83,850+15.7% | $135,382-28.3% |
| Participation rate | 47.1% | 80.0%-32.9pp | 76.1%-29.1pp | 82.6%-35.6pp |
| Annual return | -2.77% | 1287.44%-1290.2pp | 850.92%-853.7pp | 519.77%-522.5pp |
| Employer contribution / active EE | $1,328 | $4,222-68.5% | $3,631-63.4% | $4,779-72.2% |
| Participant deferral / active EE | $1,962 | $4,682-58.1% | $4,082-51.9% | $5,609-65.0% |
| Admin fee / account holder | $62,559 | $6,674+837.3% | $5,478+1041.9% | $10,829+477.7% |