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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,718 | $110,379+61.9% | $102,412+74.5% | $145,884+22.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 4.13% | 24.84%-20.7pp | 24.94%-20.8pp | 551.85%-547.7pp |
| Employer contribution / active EE | $15,867 | $4,216+276.3% | $3,870+310.0% | $4,662+240.3% |
| Participant deferral / active EE | $13,863 | $5,622+146.6% | $5,060+174.0% | $6,690+107.2% |
| Admin fee / account holder | $1,331 | $9,745-86.3% | $8,388-84.1% | $13,392-90.1% |