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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,124 | $114,119+97.3% | $107,187+110.0% | $138,895+62.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.75% | 273.21%-255.5pp | 204.55%-186.8pp | 145.39%-127.6pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $14,682 | $5,538+165.1% | $5,096+188.1% | $6,396+129.5% |
| Admin fee / account holder | $1,067 | $10,024-89.4% | $9,162-88.4% | $12,562-91.5% |