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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,850 | $97,729-24.4% | $83,830-11.9% | $135,379-45.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -12.81% | 1287.52%-1300.3pp | 850.97%-863.8pp | 519.79%-532.6pp |
| Employer contribution / active EE | $27,072 | $4,222+541.2% | $3,631+645.6% | $4,779+466.5% |
| Participant deferral / active EE | $12,733 | $4,683+171.9% | $4,082+211.9% | $5,609+127.0% |
| Admin fee / account holder | $603 | $6,674-91.0% | $5,479-89.0% | $10,828-94.4% |