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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,955 | $156,398-68.1% | $147,318-66.1% | $138,895-64.0% |
| Participation rate | 77.3% | 83.8%-6.5pp | 82.1%-4.8pp | 79.9%-2.6pp |
| Annual return | 19.81% | 78.75%-58.9pp | 70.43%-50.6pp | 145.39%-125.6pp |
| Employer contribution / active EE | $0 | $4,853-100.0% | $4,593-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $16,787 | $8,237+103.8% | $7,906+112.3% | $6,396+162.5% |
| Admin fee / account holder | $7,825 | $14,976-47.7% | $13,708-42.9% | $12,562-37.7% |