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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,403 | $102,393-60.5% | $147,041-72.5% | $80,911-50.1% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.6%-1.0pp |
| Annual return | 19.36% | 134.95%-115.6pp | 419.21%-399.9pp | 35.63%-16.3pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $10,271 | $6,647+54.5% | $8,071+27.3% | $4,297+139.0% |
| Admin fee / account holder | $4,761 | $7,943-40.1% | $13,006-63.4% | $6,935-31.3% |