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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,064 | $93,589-66.8% | $135,942-77.1% | $75,181-58.7% |
| Participation rate | 66.7% | 75.2%-8.5pp | 81.9%-15.2pp | 67.2%-0.5pp |
| Annual return | 24.47% | 30.90%-6.4pp | 68.28%-43.8pp | 160.69%-136.2pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,858-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $11,322 | $6,405+76.8% | $7,759+45.9% | $4,126+174.4% |
| Admin fee / account holder | $892 | $6,977-87.2% | $10,764-91.7% | $5,650-84.2% |