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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SOUND FINANCIAL SOLUTIONS, INC Service code 27 · EIN 22-3436692 | Advisory (Plan) | $60,592 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS. CO Service code 15 · EIN 36-6071399 | Recordkeeping | $9,076 |
Service code 15 · EIN 23-2756743 | Recordkeeping | $6,708 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,657 | $41,647+64.9% | $96,161-28.6% | $86,813-20.9% |
| Participation rate | 39.7% | 50.3%-10.6pp | 68.4%-28.8pp | 72.3%-32.6pp |
| Annual return | 25.01% | 27.24%-2.2pp | 192.01%-167.0pp | 97.93%-72.9pp |
| Employer contribution / active EE | $1,111 | $1,328-16.3% | $2,798-60.3% | $2,406-53.8% |
| Participant deferral / active EE | $2,908 | $2,412+20.5% | $4,349-33.1% | $4,131-29.6% |
| Admin fee / account holder | $283 | $169+67.0% | $5,538-94.9% | $170+66.8% |