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| Provider | Service type | Compensation |
|---|---|---|
Filed as: OMNI 360 WEALTH INC Service code 27 · EIN 22-3436692 | Advisory (Plan) | $64,919 |
UHY LLP2 years Service code 10 · EIN 20-0694403 | Accounting | $28,169 |
Filed as: STALKER & ASSOCIATES, INC Service code 15 · EIN 23-2756743 | Recordkeeping | $24,546 |
Filed as: TRANSAMERICA FINANCIAL LIFE Service code 15 · EIN 36-6071399 | Recordkeeping | $13,404 |
Filed as: TRANSAMERICA TRUST COMPANY Service code 21 · EIN 42-0947998 | Bank Trustee | $208 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,738 | $45,022+12.7% | $85,126-40.4% | $77,714-34.7% |
| Participation rate | 49.0% | 48.7%+0.4pp | 67.5%-18.5pp | 70.6%-21.5pp |
| Annual return | 36.37% | 79.38%-43.0pp | 66.63%-30.3pp | 31.26%+5.1pp |
| Employer contribution / active EE | $704 | $1,610-56.3% | $2,731-74.2% | $2,727-74.2% |
| Participant deferral / active EE | $1,959 | $2,811-30.3% | $4,523-56.7% | $4,649-57.9% |
| Admin fee / account holder | $285 | $913-68.8% | $6,160-95.4% | $433-34.2% |