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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,237 | $114,073-81.4% | $96,161-77.9% | $167,518-87.3% |
| Participation rate | 58.3% | 75.1%-16.7pp | 68.4%-10.1pp | 82.1%-23.8pp |
| Annual return | 12.96% | 189.95%-177.0pp | 192.01%-179.0pp | 478.71%-465.7pp |
| Employer contribution / active EE | $1,055 | $3,428-69.2% | $2,798-62.3% | $4,838-78.2% |
| Participant deferral / active EE | $6,152 | $5,195+18.4% | $4,349+41.4% | $6,342-3.0% |
| Admin fee / account holder | $6,865 | $6,899-0.5% | $5,538+23.9% | $12,312-44.2% |