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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,392 | $96,388-85.1% | $80,627-82.2% | $139,466-89.7% |
| Participation rate | 70.0% | 73.6%-3.6pp | 67.0%+3.0pp | 80.3%-10.3pp |
| Annual return | 9.03% | 1352.08%-1343.0pp | 936.76%-927.7pp | 373.66%-364.6pp |
| Employer contribution / active EE | $2,192 | $3,260-32.8% | $2,723-19.5% | $4,754-53.9% |
| Participant deferral / active EE | $3,760 | $5,224-28.0% | $4,443-15.4% | $6,712-44.0% |
| Admin fee / account holder | $17,053 | $6,603+158.3% | $5,381+216.9% | $11,409+49.5% |